Credit Scores

Feb. 1, 2018

Real Estate 2018: What to Expect

As we head into a new year, the most common question we receive is, “What’s the outlook for real estate in 2018?” 

 

It’s not just potential buyers and sellers who are curious; homeowners also want reassurance their home’s value is going up. The good news is that a ...

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Dec. 22, 2017

Welcome Home: 10 Tips to Turn Your Neighborhood Into a Hometown Haven

"Communities work better (students perform better, crime rates are lower, kids are safer, people live longer) when neighbors know one another better. Knowing your neighbor on a first-name basis...is a surprisingly effective first step." 
-
Robert Putnam, Harvard Public Policy Professor and author of Bowling Alone

  

While ...

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June 14, 2017

What’s Your Home Buying Power?

 

If you’re in the market for a new home or investment property, one of the first questions you’ll probably ask is, “What can we afford?” Many buyers become so caught up in how much they can afford that they don’t realize their total buying powerthat is ...

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April 26, 2017

The Home Equity Playbook

What is Home Equity?

Home equity seems to be a very simple calculation — the total amount of mortgages owed subtracted from the current market value of a home. Here is a simple example:

 

Current Home Market Value   $325,000 

Existing Mortgage $225,000 

Homeowner Equity $100,000 ...

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April 17, 2017

Get Your Credit Score in Shape Before Buying a Home

How strong is your credit? Cleaning up your credit is essential before you make any major financial moves. Having a bad score can hurt your chances of being able to open a credit card, apply for a loan, purchase a car, or rent an apartment.

 

It is especially important ...

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