Louisville Living

Real Estate News and Community Events in the Greater Louisville Area

Aug. 15, 2015

NEWLY LISTED! 3803 Arbor Way, Crestwood, KY 40014, in Abbott Glen Subdivison (MLS1427075)

NEWLY LISTED! 3803 Arbor Way, Crestwood, KY 40014, in Abbott Glen Subdivison (MLS1427075)

 

                     

 

                 Listed By:  Karen Rodriguez & Lynn Shipley with Integrity Group Realtors

 

Just Listed in Abbott Glen Subdivision in Oldham County, Kentucky.  Come experience the Peaceful, Tranquil, Serene setting of this Stunning 1.5 Story Walkout on 2.08 Acres. 

Quick Details:

Subdivision:  Abbott Glen

Address:  3803 Arbor Way, Crestwood, KY  40014

Price:  $389,900.00 New Price!

MLS: 1427075

Sq.Ft. 2671 above grade, with additional 1580 unfinished in Walkout Lower Level ready for your touch.

Bedrooms: 3

Baths: 2.5

2.5 Car Attached Garage

Lot Size:  2.08 Acres located on cul-de-sac.

For more information or to schedule a private showing, call or text, Karen Rodriguez, with Integrity Group Realtors at 502-643-2255 or send a quick email to soldbyk@gmail.com

   

   

   

 

   

     

   

   

   

   

   

   

    

    

   

   

   

   

   

    

    

    

    

    

    

                     

 

 

 

Flyer:                        New Price!  $389,900.00

 

 

 

This Blog was written by:

Karen Rodriguez,  Associate Broker

Notary, ABR, AHWD, CRS, e-Pro, GRI, SFR

Cell: 502-643-2255

Email: Soldbyk@gmail.com

Website:  Soldbyk.com

 

Click here to search                    Thinking of Selling?   

ALL available properties FOR SALE:                Click here to find your Homes Value.

                                               

Aug. 12, 2015

JUST LISTED! 1700 Perry Court, Prospect, KY 40059, in Yacht Club Estates (MLS 1426090)

JUST LISTED!  1700 Perry Court, Prospect, KY 40059, in Yacht Club Estates (MLS 1426090) 

 

                                          

 

               Listed By:  Karen Rodriguez with Integrity Group Realtors, 502-643-2255

 

Just Listed this Spectacular Home at 1700 Perry Court, Prospect, KY 40059 in Prospect on the Ohio River.  Absolutely stunning, custom built home with full basement in Yacht Club Estates, located in Prospect close to the River, BUT NOT in the flood plain. This community offers options for Valet Boating, walk to the scenic river and watch the boats or better yet, have a boat, check in to the Valet Boating Service which also stores you boat in the winter. Work in town and come home to a stress free lifestyle.

 Quick Details:

Address: 1700 Perry Court, Prospect, KY 40059

Price:  $294,900.00 (Great Price for this Location and Square Footage)

MLS 1426090

Sq.Ft. 2874

Bedrooms: 3

Baths: 4

Finished Lower Level

2 Car Attached Garage

For more information or to schedule a private showing on this beauty, call or text me at 502-643-2255 or send me a quick email at soldbyk@gmail.com

   

   

   

   

   

   

   

   

   

   

   

   

   

   

   

   

   

   

   

   

   

   

 Absolutely stunning, custom built home with full basement in Yacht Club Estates, located in Prospect close to the River. Peaceful and stress free atmosphere awaits you. Amazing open floor plan with split bedroom design, 3 large suites and 4 full baths including first floor master suite and first floor laundry.  On those rainy days,enjoy your covered front porch or welcome your guests into an open dining area/great room combination with soaring ceilings, gorgeous hardwood floors throughout most of the first floor, huge 2 sided fireplace with mantles on both sides which opens to an awesome Florida Room with lots of windows and access to patio. Large custom gourmet kitchen with breakfast bar features stainless steel appliances including Bosch dishwasher and top of the line refrigerator/freezer and warming drawer below oven, under cabinet lighting, extra large/double sided sink that can be operated with your wrist, lazy susan in corner cabinet, Silestone(quartz) counters and huge bay window. 1st floor master suite features his and hers closets with upgraded California style shelving, leads to master bath with upgrades including double vanity, private water closet, stained glass "privacy" window over jetted soaking tub and separate walk in shower with amazing tile work. Most rooms have ceiling fans. The other side of the home has another bedroom with full bath, laundry with cabinets and wash tub and convenient access to 2 car garage complete the first floor. Upstairs features the 3rd bedroom, another master suite, with its own bath and enormous walk in closet. The finished lower level is gorgeous with same quality workmanship, 9' ceilings and another full bath. Makes a great family room or recreational area. Dual HVAC by Trane. Back up sump pump operates by water pressure when power is out. Seller providing 13 month home warranty. Huge gorgeous home, great location, great price! Call now! 

Printable Flyer:      

                                           Yacht Club Estates

                               1700 Perry Court, Prospect, KY  40059 

This Blog was written by:

Karen Rodriguez,  Associate Broker

Notary, ABR, AHWD, CRS, e-Pro, GRI, SFR

Cell: 502-643-2255

Email: Soldbyk@gmail.com

Website:  Soldbyk.com

 

Click here to search                    Thinking of Selling?   

ALL available properties FOR SALE:                Click here to find your Homes Value.

 

July 21, 2015

Newly Listed! 9715 Broad Run Road, Jeffersontown, KY 40299 (MLS1419011)

Newly Listed! 9715 Broad Run Road, Jeffersontown, KY 40299 (MLS1419011)

                

    YOUR OWN PRIVATE, TRANQUIL NATURE RETREAT MINUTES FROM EVERYTHING!

 

Listed By: Karen Rodriguez with Integrity Group Realtors, 502-643-2255

 Your own Private, Tranquil Nature Retreat minutes from everything. Spectacular Custom Built 4979 Sq.Ft. Cape Cod Walkout, open floor plan,with an extremely private 9.9 acre gorgeous treed lot.

 

Quick Details:

Address: 9715 Broad Run Road, Jeffersontown, KY  40299

New Price:  $629,900.00  Great Price s Home and Acreage for Location, Gorgeous Size!

MLS 1419011

Sq. Ft. 4979

Bedrooms 3 Large

Baths: 2 full and 2 half 

Sun Room with bridge takes you to your private gazabo, swing and beautiful flower gardens

Barn: 63' x 40' with electric service, concrete floor and 2 overhead doors and side door.

Exquisite First Floor Master Suite with huge master bath, his and hers walk in closets.

Lot Size: 9.87 Stunning Acres

 

For more information or to schedule a private showing, call or text me at 502-643-2255 or send me a quick email at soldbyk@gmail.com.

 

    

  

  

 

 

 

      

                                                           

 

              

  

   

 

 

  

 

 

 

 

 

 

  

 

   

 

SERENE!           PEACEFUL!           STRESS FREE!           TRANQUIL!

 Your own Private, Tranquil Nature Retreat minutes from everything! Welcome to Paradise! This exquisite custom built, open floor plan, Cape Cod Walkout is extremely private with a gorgeous 9.9 acre treed lot. The treed entrance lets you become one with nature as you drive up the drive to this spectacular setting. Very inviting front entrance opens to an enormous living room wired for surround sound complete with two speakers and atrium door to a serene 3 season Sun Room with heat and views of the gazebo, barn and flowered gardens. Exit the Sunroom across a little bridge into the beautiful landscaped flower garden, as you stroll up to the gazebo and swing. Stressful day no more! Large open kitchen features huge windows on 3 sides to experience the serene views of nature.

(Giving new meaning to the phrase "bringing nature in") Corian Counters, Center Island, double ovens, built-in cooktop and microwave, lots of beautiful cabinetry and stunning marble flooring. Large open dining room off kitchen with beautiful window. First floor luxury master suite with stunning corner windows, gas fireplace and spacious master bath featuring a jetted tub, double cultured beautiful vanity, separate shower, marble flooring and his and hers walk in closets. Yep you each get one! The second floor boasts two more bedrooms with walk in closets and jack and jill bath. The whole first floor has 10' ceilings. You will love entertaining anywhere in this stunning home, but the finished walkout lower level gives you another option, a huge family room, (no support post, owner had installed Truss Floor Joist for basement ceiling allowing the large expansive room), gas fireplace, wired for surround sound system with two speakers, fantastic large space, full double window and door to walkout, plus an office, game/exercise room and half bath with marble flooring and tons of storage with shelving. Large 3+ car side entry attached garage and home comes with gutter helmet. There is also a huge 63' x 40' barn built for those Derby Parties, Square Dance Parties, Sunday School Class parties, yep it is the BIG first class Party Barn, which includes electrical service, concrete floor and 2 overhead doors. The seller does have an older furnace and a/c that could be installed, if the Buyer wants. The sellers had this Barn built for their huge barn parties, you definitely want to check this one of a kind out. Seller is also offering a 13 month Home Warranty. Security System and Surveillance for both house and barn. Surveillance Cameras, motion activated and monitored through smartphone. City Water. Come experience this Serene Lifestyle and still be minutes from anything and everything. This owner built way ahead of its time.

 

Click here for Printable Flyer:    New Price $629,900.00 

 

Message from Karen:

If you are thinking of selling, call me for a FREE home evaluation in your neighborhood, from staging, pricing, housing values, interest rates, how appraisers are valuing properties, now that the guidelines have changed. I would love to sit down and talk with you. Just call me and let me know how I can help with your real estate needs, buying or selling or both.  I give exclusive representation.  If you are not sure whether you want to sell for fear of not finding that perfect larger home, click on the Search All Area Listings properties below and start searching the areas and see what is out there. I do have a list of contractors whether you decide to remodel or purchase or both.  I can supply you with a list of contractors. I would be honored and happy to help you. 

 

  This Blog was written by:

Karen Rodriguez, Associate Broker

Notary, ABR, AHWD, CRS, e-Pro, GRI, SFR

Cell: 502-643-2255

Email: Soldbyk@gmail.com

Website:  Soldbyk.com

 

Click here to search                    Thinking of Selling?   

ALL available properties FOR SALE:                Click here to find your Homes Value.

 

July 21, 2015

Spectacular Victorian at 308 W. Main St., LaGrange, KY 40031 (MLS1415121)

Spectacular Victorian at 308 W. Main St., LaGrange, KY  40031 (MLS1415121)

                 

                                                 New Price: $242,900.00                                            

         Listed By:  Karen Rodriguez with Integrity Group Realtors, 502-643-2255

 

 Spectacular, Renovated Victorian, 308 W. Main St. in La Grange wh is on the National Historic Registry.  Own a piece of Elegant History and walk to shops and restaurants. hic

Quick Details:

Address: 308 W. Main St., La Grange, KY  40031

Price:  $242,900.00

MLS 1415121

Sq.Ft. 1900

Bedrooms: 4

Baths: 2

2 Car detached garage

 

For more information or to schedule a private showing on this beauty, call or text me at 502-643-2255 or send me a quick email at soldbyk@gmail.com

     

     

     

    

    

    

    

    

    

    

    

    

    

    

    

    

      

  

 Welcome to this Spectacular, Renovated Victorian, 308 W. Main St. in LaGrange which is on the National Historic Registry. Own a piece of Elegant History. Remarkably restored, but full of modern day conveniences. From the moment you walk into the elegant entry, you are ''WOWED'' by the exquisite detail and character of this magnificent Victorian with its wrap around porch. Stunning foyer greets your guests with beautiful solid front door, transom and sidelights. Gorgeous stained woodwork & refinished Heartwood Pine Floors. Elegant Living Room or parlor, nonworking beautiful fireplace, floor to ceiling windows. Completely renovated Kitchen with an abundance of Hickory cabinets, fantastic appliances, onxy backsplash, lots of counter space. Oversize dining room with large

windows, beautiful fireplace, full length windows opens to the wrap around porch. Completing the first floor is a bedroom and stunning remodeled bath with cast iron claw foot tub with chrome feet. The second level continues with the beautiful stained woodwork and refinished Heartwood Pine Floors, 3 additional bedrooms including a master with a bonus room that could be a walk in closet, dressing area or personal office. Another exquisitely remodeled bath with travertine and marble. Laundry located on 2nd floor off rear exist with lots of windows and natural light. Newly built garage along with 1 1/2 year old Roof, Gutters and new privacy fence. This is the perfect historical gem to entertain in, with its charm, character and ambiance every guest will experience whether it is on the wrap around porch, interior charm or rear courtyard and patio. Walk to downtown restaurants and shops and don't forget the Award Winning Oldham County Schools. Call Today! Come fall in love.

 

 

Click here for Flyer:                                                                                                                           New Price $242,900.00

This Blog was written by:

Karen Rodriguez, Broker

Notary, ABR, AHWD, CRS, e-Pro, GRI, SFR

Cell: 502-643-2255

Email: Soldbyk@gmail.com

Website:  Soldbyk.com

 

Click here to search                    Thinking of Selling?   

ALL available properties FOR SALE:                Click here to find your Homes Value.

July 17, 2015

Buying an Investment Property? Here's How You Can Maximize Your Revenue.

                            

Buying an Investment Property? Here's How You Can Maximize Your Revenue.

 

Whether you're buying a ski-in/ski-out condo at your favorite resort, picking up a small home in a busy tourist area, buying a property in your local market or buying a vacation beach property, for short-term rental purposes can be an excellent investment that quickly begins to provide additional revenue. Let's take a quick look at a few steps that you can take to maximize the revenue that your investment properties bring in each month.

 Upgrade Your Home to Give It a Luxurious Feel (Vacation Rentals)

 

 It should go without saying that if you want your home to rent for a high price it has to have a significant amount of value behind it and does not scream a lot of upkeep or maintenance. After you purchase the home, spend some time on upgrades that help to enhance the home's beauty and usability. If you are supplying a furnished property, possible each sofa should be a sofa-bed so that additional guests can stay the night. Upgrade the televisions, have Wi-Fi internet access available and provide a phone number that guests can call if anything goes wrong. You can put a block on it so no long distance calls are made from the rental. If it is an unfurnished home, make sure all maintenance is done, freshly painted and clean, clean, clean, looks manicured from the street, all landscaping trimmed and gives nice curb appeal. If long term rental a year or more, give the tenant an incentive, maybe a bonus at the end of the year if the house is well kept during their yearly rental or even a bonus twice a year. A bonus usually comes in handy around the holidays.  

 

 Professional Photos and Copywriting

 

 If you're renting your property out to short-term or vacationing tenants you're most likely going to use online services like VRBO, HomeAway or AirBnB to attract new business. While these sites have a lot of visitor traffic you're also going to face a high level of competition from other property owners in the area. It's worth paying a professional photographer to take pictures of your home as well as having a professional copywriter handle the sales copy for your listing. These are one-time costs that can help you to defeat your competition and close high-ticket clients especially in your vacation rentals. 

 

 Cater to Large Groups or a Niche Crowd

 

 There are a number of "niche" travelers out there and if you can cater to these groups you'll find that you're able to charge more than the average vacation property. For example, you may be buying a home in a popular wedding destination that can be marketed to couples who are being married. If you're buying a larger 3 or 4 bedroom home, be sure to note that it can house large groups who may be traveling together.

 

 Referrals and Repeat Business

 

 Finally, don't forget to ask your clients to refer you to their friends and family who many want to stay in your vacation rental.   Your best customers are the repeat ones for your vacation rentals and tenants that stay for a long time in your long term home/condo rentals.

If you think you want to get into the investment market and purchase your first investment or have some or many and want to add another one to your portfolio, call me!  Love to help!

  Message from Karen:

If you are thinking of Buying, click on the button below (Click here to search ALL listings) and start searching all the available homes for sale in ALL of Greater Louisville and surrounding counties. If you find anything of interest and would like to check it out, just call, text or email me and I would be happy to set up an appointment for you to check out the property. 

If you are thinking of selling, call me for  a FREE home evaluation in your neighborhood, from staging, pricing, housing values, interest rates, how appraisers are valuing properties, now that the guidelines have changed. I would love to sit down and talk with you. Just call me and let me know how I can help with your real estate needs, buying or selling or both.  I give exclusive representation.  If you are not sure whether you want to sell for fear of not finding that perfect larger home, click on the Search All Area Listings properties below and start searching the areas and see what is out there. I do have a list of contractors whether you decide to remodel or purchase or both.  I can supply you with a list of contractors. I would be honored and happy to help you. 

Click Here!            Click Here!      

 

This Blog was written by:

Karen Rodriguez, Associate Broker

Notary, ABR, AHWD, CRS, e-Pro, GRI, SFR

Cell: 502-643-2255

Email: Soldbyk@gmail.com

Website:  Soldbyk.com

July 8, 2015

Buying for the First Time? The Ultimate Guide to Surviving the Mortgage Process

 

                                            

 

Buying for the First Time? The Ultimate Guide to Surviving the Mortgage Process

 

If you have heard nightmarish stories from friends and family members about the home mortgage application process, you are not alone. In fact, some of these stories may have even been a reason why you have held out on moving forward with your plans to purchase your first-home. While some have indeed had unpleasant experiences, the fact is that there is nothing to be intimidated about. When you follow a few easy tips, you can streamline the process and navigate through it with minimal effort or stress.

                                              

Find The Right Mortgage Professional To Work With

 

                                                


One of the best steps that you can take when applying for a mortgage is to choose a friendly, knowledgeable and experienced mortgage professional. Do not be afraid to ask the loan officer how long he or she has been working in the field and with the current company. They want your business, and they should be more than willing to answer your questions. More than that, pay attention to how easy it is to get ahold of them and how quickly they respond to your questions and concerns. If you cannot get a fast response up-front, you likely will not get one when you are in the middle of the loan process.

                                                   

Ask Questions As Needed


As a first-time mortgage applicant, it is important that you understand as much as possible about your application and your mortgage. If you have any questions about closing costs, payment adjustments, the general loan process, how to verify your earnest money deposit or anything else, you should ask. A friendly mortgage professional will be more than willing to answer all of your questions as needed to ensure that you are a confident and informed borrower. You never should worry about a matter, and you simply have to ask the questions to get the answers you need. The loan officer I use and myself with be with you every step of the way.  I will sit down in the beginning and go over the whole process before we even get started looking at homes, you will have an understanding of the whole process in addition to each step of the way.

                                                               

                       

                                                 

Respond To Inquiries For Information Promptly

 


During the loan process, your lender will ask you for specific items. This may be your signature on their loan documents, a loan application, tax returns, pay stubs and other related financial documentation. The loan process may be on hold until you respond to those requests for information. Keep in mind that the loan process and underwriter will need to review the items, and some items may trigger the need for more documentation. For example, if you have a large deposit on a bank statement, the lender may request more information about this.

You may be stressed and even fearful about the mere thought of applying for a mortgage, but rest assured that many people successfully navigate through the process with minimal stress or fanfare. Your mortgage broker or lender is committed to helping you get the loan you need, and you can easily reach out to a friendly, experienced lending professional today to begin learning more about the loan programs that may be right for you.  If you are thinking about purchasing your first home, give me a call and I would be happy to connect you up with a loan officer that can answer all your questions, get you pre-qualified over the phone at NO COST to you. You have nothing to lose. Once you are pre-qualified and know how much you want to spend on the purchase of your new home, I will set you up to receive daily emails on all that fits your criteria search. Look at all the properties available on your computer and call me with a list of properties to see and off we go. For more information, call me, Karen Rodriguez, 502-643-2255 or email me at soldbyk@gmail.com, I would love to help you in all your real estate needs.

                                                   

 

 Message from Karen:

If you are thinking of Buying, click on the button below (Click here to search ALL listings) and start searching all the available homes for sale in ALL of Greater Louisville and surrounding counties. If you find anything of interest and would like to check it out, just call, text or email me and I would be happy to set up an appointment for you to check out the property. 

If you are thinking of selling, call me for  a FREE home evaluation in your neighborhood, from staging, pricing, housing values, interest rates, how appraisers are valuing properties, now that the guidelines have changed. I would love to sit down and talk with you. Just call me and let me know how I can help with your real estate needs, buying or selling or both.  I give exclusive representation.  If you are not sure whether you want to sell for fear of not finding that perfect larger home, click on the Search All Area Listings properties below and start searching the areas and see what is out there. I do have a list of contractors whether you decide to remodel or purchase or both.  I can supply you with a list of contractors. I would be honored and happy to help you. 

Click Here!            Click Here!      

 

This Blog was written by:

Karen Rodriguez, Associate Broker

Notary, ABR, AHWD, CRS, e-Pro, GRI, SFR

Cell: 502-643-2255

Email: Soldbyk@gmail.com

Website:  Soldbyk.com

June 25, 2015

Understanding the Key Factors That Affect Your Mortgage Interest Rate

                                          

 

Understanding the Key Factors That Affect Your Mortgage Interest Rate 

                                               

When you initially start shopping for a home mortgage, you may be drawn to advertisements for ultra-low interest rates. These may be rates that seem too good to be true, and you may gladly contact the lender or mortgage company to complete your loan application. However, the unfortunate truth is that all too often, mortgage applicants are unpleasantly surprised and even disheartened to learn that they do not qualify for the advertised interest rate. By learning more about the factors that influence your interest rate, you may be able to structure you loan in a more advantageous way. 


Your Credit Rating

                                                 


One of the most important factors that influence an interest rate is your credit score. Lenders have different credit score requirements, but most have a tiered rating system. Those with excellent credit scores qualify for the best interest rate, and good credit scores may qualify for a slightly higher interest rate. Because of this, you may consider learning more about your credit score and taking time to correct any errors that may be resulting in a lower score.

The Amount Of Your Down Payment

                                                   


In addition, the amount of your down payment will also play a role in your interest rate. The desired down payment may vary from lender to lender, but as a rule of thumb, the best home mortgage interest rates are given to those who have at least 20 to 30 percent of funds available to put down on the property, and this does not include subordinate or secondary financing. If you are applying for a higher loan-to-value loan, you may expect a higher interest rate.

The Total Loan Amount Requested

                                                  

 In addition, the total loan amount will also influence the rate. There are different loan programs available, but one of the biggest differences in residential loans is for very large loan amounts. The qualification for a jumbo loan will vary for different markets, but these loans qualify for different rates than conventional loans with a smaller loan amount.

                                               

While you may be able to use advertised interest rates to get a fair idea about the rate you may qualify for, the only real way to determine your mortgage rate will be to apply for a loan and to get pre-qualified. You can contact a mortgage lender today to request more information about today's rates and to begin your pre-qualification process.

If you do not have a lender of choice, I have a preferred Lender I use, that can offer every type loan out on the market, even 0 down payment, grants, FHA, KHC etc. Call me and I can hook you up, at no cost to you and you can even handle over the phone and never leave your home. For more information, call me and I would be happy to help. Karen Rodriguez, Associate Broker, 502-643-2255. (Call and I will hook you up to discuss your options over the phone with my preferred Lender, no cost to you, then I can start sending you homes fitting your wants and needs and you never leave your home, until you find the homes that peak your interest, then I will set up appointments for you to check them out and see if you like them or not.) It doesn't get much easier than that. I am here to help.

 

 Message from Karen:

If you are thinking of Buying, click on the button below (Click here to search ALL listings) and start searching all the available homes for sale in ALL of Greater Louisville and surrounding counties. If you find anything of interest and would like to check it out, just call, text or email me and I would be happy to set up an appointment for you to check out the property. 

If you are thinking of selling, call me for  a FREE home evaluation in your neighborhood, from staging, pricing, housing values, interest rates, how appraisers are valuing properties, now that the guidelines have changed. I would love to sit down and talk with you. Just call me and let me know how I can help with your real estate needs, buying or selling or both.  I give exclusive representation.  If you are not sure whether you want to sell for fear of not finding that perfect larger home, click on the Search All Area Listings properties below and start searching the areas and see what is out there. I do have a list of contractors whether you decide to remodel or purchase or both.  I can supply you with a list of contractors. I would be honored and happy to help you. 

Click Here!            Click Here!      

 

This Blog was written by:

Karen Rodriguez, Associate Broker

Notary, ABR, AHWD, CRS, e-Pro, GRI, SFR

Cell: 502-643-2255

Email: Soldbyk@gmail.com

Website:  Soldbyk.com

June 11, 2015

Three Handy Home Staging Tips That Will Help You Display Your Home in the Best Light

                                 

 

Three Handy Home Staging Tips That Will Help You Display Your Home in the Best Light

 

              

 

                   

Your home may be one of your largest assets, and you certainly want to take steps to get the highest price possible for it when you list it on the market to sell. In addition, you may have plans to purchase a new home or to take other similar steps when list your home, so you may need to your house to sell quickly. Staging your home is a great way to present it in the best possible light for potential buyers to see. While there are dozens of staging tips and ideas that you may use, there are a few that are rather simple and affordable for most to complete.

Give Each Room a Single Purpose

 

          

 

 If your home is like most, there may be several rooms that have multiple uses. For example, you may have a work desk placed in the master bedroom, or a section of the living room may be designated as a kids' play area. While this may be functional for how your family lives, it can confuse buyers. Buyers need to be able to walk into a room and imagine their own family living in the area. They may not have a need or use for a desk in the master bedroom, and this can confuse the use of the space. In addition, it also can make a room look smaller and morecramped than it is.

        

 


De-Clutter Your Rooms


In addition to defining a single use for each room in your home, you should also de-clutter your rooms. Depending how long you have lived in your home and how significant your periodic spring cleaning sessions have been, this can be a major undertaking. As a good rule of thumb, items that have not been used in more than six months may need to be donated or tossed away. The exception to this rule is seasonal items, like winter coats, pool toys or holiday décor. Keep in mind that buyers will open cabinets, drawers and closets, so your cleaning session should be thorough and not superficial.

         



Pack Away Personal Belongings

                                                           

 

A final step to take is to pack away personal belongings. Everything from religious symbols like crosses to a family photo over the mantel should be packed in boxes. Your goal is to make your home look like any family could live there rather than to make it look like your home. Only decorative items that have a broad or universal appeal should remain. 


When a home is properly staged, it may feel as though your home is not your own and even as though you are camping out in your own home. Keep in mind that staging can help you to sell your home as quickly as possible and to get the highest bid possible. Therefore, your effort is well worthwhile. If you need any help with staging or suggestions on what to do, just call me and I would be glad to help.

                                            

 

 Message from Karen:

If you are thinking of selling, call me for  a FREE home evaluation in your neighborhood, from staging, pricing, housing values, interest rates, how appraisers are valuing properties, now that the guidelines have changed. I would love to sit down and talk with you. Just call me and let me know how I can help with your real estate needs, buying or selling or both.  I give exclusive representation.  If you are not sure whether you want to sell for fear of not finding that perfect larger home, click on the Search All Area Listings properties below and start searching the areas and see what is out there. I do have a list of contractors whether you decide to remodel or purchase or both.  I can supply you with a list of contractors. I would be honored and happy to help you. 

Click Here!            Click Here!      

 

This Blog was written by:

Karen Rodriguez, Associate Broker

Notary, ABR, AHWD, CRS, e-Pro, GRI, SFR

Cell: 502-643-2255

Email: Soldbyk@gmail.com

Website:  Soldbyk.com

May 12, 2015

The Mortgage Pre-approval Letter: Why It's Important and How to Get One

                            

The Mortgage Pre-approval Letter: Why It's Important and How to Get One

                                                              

If you are thinking about buying a new home in the near future, you may already be searching online to get a feel for the different types of homes available in the local area. You may have reviewed your budget, and you may have a fair idea about a sales price that is comfortable for you to afford. While you may feel as though you have taken the preliminary steps necessary to prepare yourself to buy a home, it is important that you also get a mortgage pre-approval letter for your financing before you starting hunting for your home.

The Importance of a Pre-Approval Letter

                                                   


A mortgage pre-approval letter is issued to a loan applicant after he or she has passed through a preliminary credit review process. Most of these letters state that the individual is pre-qualified for a property with a maximum sales price, and it is contingent on the loan applicant providing supporting documentation, such as tax returns and bank statements. This letter gives you a better idea about what it will take for you to get final loan approval and what loan amount you may qualify for. The letter is also provided to a seller, and it gives the seller the confidence that comes with knowing that you are a qualified buyer. When a seller has an offer from a buyer with a letter and another offer from one without a letter, there is a good chance that the seller will opt for a buyer who is already pre-qualified for financing.

How to Get Your Pre-Approval Letter

 As you can see, there are several reasons why it is important to get pre-qualified for your mortgage financing. Getting a pre-approval is generally a straightforward process, but it can seem intimidating. You will need to complete a loan application, and this may be done in person or online with a lender or mortgage company or over the phone.  You will also need to sign an authorization for the lender to pull your credit report. After taking these steps, you typically will be able to receive a pre-approval letter within a day or two. Call me, Karen Rodriguez as my lady, Kathy Small with Caliber Home Loans can get you a pre approval letter in a couple of hours and all over the phone. I try to make things as simple as I can with my customers. 


When you have plans to purchase a new home, you likely will need to apply for financing in order to complete your plans. Getting a pre-approval letter up-front can help you in a number of ways, and you can easily take the steps necessary to get pre-approved for your mortgage. You will also submit this pre approval letter with your offer to make you stand above the rest, especially if you are in a multi offer situation.  Simply contact Kathy Small, which I will provide the link to her online contact information or request pre approval letter today to get started with the process or you can get pre approved right here, click this button and meet Kathy Small with Caliber Home Loans. This process is short, takes no time and best of all is FREE TO YOU. All done over the phone at your convenience and the letter is good for a while.

    FREE, click here to get pre approved over the phone with Kathy Small of Caliber Home Loans. They have every type loan available.   From Zero downpayment, seller assist, to FHA, VA, Grant money, Conventional, you name it she has it and can give you the best.     Free over the phone consultation with her at your convenience.  Call her you will be glad you did and should you have any questions at all, feel free to call me, Karen.                                                           

 Click Here!

 

Message from Karen:

If you are thinking of selling, call me for a FREE home evaluation in your neighborhood, from staging, pricing, housing values, interest rates, how appraisers are valuing properties, now that the guidelines have changed. I would love to sit down and talk with you. Just call me and let me know how I can help with your real estate needs, buying or selling or both.  I give exclusive representation.  If you are not sure whether you want to sell for fear of not finding that perfect larger home, click on the Search All Area Listings properties below and start searching the areas and see what is out there. I do have a list of contractors whether you decide to remodel or purchase or both.  I can supply you with a list of contractors. I would be honored and happy to help you. 

Click Here!            Click Here!      

 

This Blog was written by:

Karen Rodriguez, Associate Broker

Notary, ABR, AHWD, CRS, e-Pro, GRI, SFR

Cell: 502-643-2255

Email: Soldbyk@gmail.com

Website:  Soldbyk.com

May 8, 2015

Pre-sale Painting: Color Combinations to Use - and Avoid - when Painting Your Home

                 

                     

Pre-Sale Painting: Color Combinations to use and avoid when selling your Home.

 

One of the more common steps that homeowners will take when preparing to list their home for sale involves repainting the walls. Walls can easily give the home a worn, drab look when they have visible signs of dirty, smudgy fingerprints and other unsightly blemishes. While repainting the walls can have a whitewashing effect that instantly makes the home look cleaner, brighter and more appealing, the color combinations that you choose for your home should be considered with care. You have a rainbow of possibilities for your space when preparing your home for sale, but you want to choose colors that will have broad or universal appeal to buyers and that will showcase your home in the best possible light.

     

Neutral or Muted Hues are Ideal

                                                  


Many homeowners love to paint their walls stylish or trendy colors, and they may dislike the banal look of beige walls throughout their home. While this may or may not be what you prefer for your home, keep in mind that you are trying to transform your home so that it has broad appeal to the buyers. The colors you choose should not reflect personal taste or preference. Instead, they should be selected based on colors that may be more likely to appeal to most and that may go well with the color of furnishings most already own. Neutral or muted hues are ideal. These lighter colors can also make smaller rooms seem larger, and they can make your entire home seem cleaner. What colors should I use to repaint for selling.

          


Avoid Bold, Dramatic Color Combinations

 You may have some colors on your walls that you absolutely love, and you may be sad to see them go. However, when you have a bold, dramatic color combination in a room, a buyer may instantly be taken aback by such an intense color scheme. The buyer's attention may then be focused on your interior design efforts rather than on the home itself, and this is not beneficial to your goal of selling your home. In addition, some may love your bold choices, but many may not. They may think about how those colors would not go well with their furnishings, and they may instantly start thinking about how they would need to work hard to repaint the walls after moving in. The last thing you want is for a buyer to think about your home as needing work. 

           No to bold colors                                                  Yes to neutral colors

         


If you are preparing your home to list for sale, repainting one room or several may be at the top of your to-do list. When you are selecting your paint colors, lean toward neutral hues that may have better appeal toward a larger group of home buyers. Don't forget that also goes for the exterior of the home.  The only pop of color on the exterior should be the front door, which gets the attention as to welcome, come in here!

                                                                    

 

 Message from Karen:

If you are thinking of selling, call me for a FREE home evaluation in your neighborhood, from staging, pricing, housing values, interest rates, how appraisers are valuing properties, now that the guidelines have changed. I would love to sit down and talk with you. Just call me and let me know how I can help with your real estate needs, buying or selling or both.  I give exclusive representation.  If you are not sure whether you want to sell for fear of not finding that perfect larger home, click on the Search All Area Listings properties below and start searching the areas and see what is out there. I do have a list of contractors whether you decide to remodel or purchase or both.  I can supply you with a list of contractors. I would be honored and happy to help you. 

Click Here!            Click Here!  

 

This Blog was written by:

Karen Rodriguez, Associate Broker

Notary, ABR, AHWD, CRS, e-Pro, GRI, SFR

Cell: 502-643-2255

Email: Soldbyk@gmail.com

Website:  Soldbyk.com